Research Associate Professor, Survey Research Center, Institute for Social Research
Joanne W. Hsu (pronounced “shoo”) is the Director of the Surveys of Consumers and a Research Associate Professor at the Institute for Social Research at the University of Michigan. She earned her PhD in economics at the University of Michigan and her AB in economics and international relations at Brown University. Her research is primarily in the fields of household finance, labor economics, and survey methods, with a current focus on financial sophistication and cognition, and consumer experiences with debt. She previously served as a principal economist in the Division of Research and Statistics at the Federal Reserve Board of Governors, where her work included the Survey of Consumer of Finances and the consumption forecast, as well as a visiting professor at the Department of Economics, Howard University.
- Madeleine I.G. Daepp, devin michelle bunten, Joanne W Hsu. 2023. The Effect of Racial Composition on Neighborhood Housing Prices: Evidence from Hurricane Katrina-Induced Migration. Journal of Urban Economics 134:103515.
- Andrej Cupák, Pirmin Fessler, Joanne W Hsu, Piotr R. Paradowski. 2022. Investor confidence and high financial literacy jointly shape investments in risky assets. Economic Modelling 116:106033.
- Sasmira Matta, Joanne W Hsu, Theodore Iwashyna, Micah Y. Baum, Kenneth M Langa, Lauren Hersch Nicholas. 2021. Identifying cohabiting couples in administrative data: evidence from Medicare address data. Health Services and Outcomes Research Methodology 21:238-247.
- Lauren Hersch Nicholas, Kenneth M Langa, Julie P. W. Bynum, Joanne W Hsu. 2021. Financial Presentation of Alzheimer Disease and Related Dementias. JAMA Internal Medicine 181(2):220-227.
- Dettling, Lisa J, Joanne W Hsu. 2021. Minimum Wages and Consumer Credit: Effects on Access and Borrowing. The Review of Financial Studies 34(5):2549-2579.
- Brooke Helppie-McFall, Joanne W Hsu. 2020. Financial profiles of workers most vulnerable to coronavirus-related earnings loss in the spring of 2020. Financial Planning Review 3(4):e1102.
- Neil Bhutta, Andrew C. Chang, Lisa J. Dettling, Joanne W Hsu. 2020. Disparities in Wealth by Race and Ethnicity in the 2019 Survey of Consumer Finances. FEDS Notes
- Joanne W Hsu, Matsa, David A., Melzer, Brian T.. 2018. Unemployment Insurance as a Housing Market Stabilizer. American Economic Review 108(1):49-81.
- Lisa J. Dettling, Joanne W Hsu. 2018. Returning to the nest: Debt and parental co-residence among young adults. Labour Economics 54:225-236.
- Lisa Dettling, Joanne W Hsu, Elizabeth Llanes. 2018. A Wealthless Recovery? Asset Ownership and the Uneven Recovery from the Great Recession. FEDS Notes
- Joanne W Hsu, Schmeiser, Maximilian D., Haggerty, Catherine, Nelson, Shannon. 2017. The Effect of Large Monetary Incentives on Survey Completion: Evidence from a Randomized Experiment with the Survey of Consumer Finances. Public Opinion Quarterly 81(3):736-747.
- Lisa J. Dettling, Joanne W Hsu, Lindsay Jacobs, Kevin B. Moore, Jeffrey P. Thompson, Elizabeth Llanes. 2017. Recent Trends in Wealth-Holding by Race and Ethnicity: Evidence from the Survey of Consumer Finances. FEDS Notes
- Joanne W Hsu. 2016. Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy. Journal of Human Resources 51(4):1036-1067.
- Alice M. Henriques, Joanne W Hsu. 2014. Analysis of Wealth Using Micro- and Macrodata: A Comparison of the Survey of Consumer Finances and Flow of Funds Accounts. Measuring Economic Sustainability and Progress